47886 Klamath AveCoarsegoldCA93614
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThis Coarsegold rental at 47886 Klamath Ave, Coarsegold, CA, 93614 sits in the solid-income band: 8.48% gross yield, $2,333/mo rent, $291/mo net after the $1,484/mo debt service, DSCR 1.57. Entry price of $330,000 is well-calibrated for the income it produces. Ziffy Mortgage finances this type of asset on rental income alone, no tax returns, no U.S. credit profile. Projected five-year appreciation of $91,173 and $3,039/yr in principal reduction bring total cumulative return to $143,895.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.5% | 6.0% |
| Monthly Cash Flow | $291 | $400 |
City averages based on Coarsegold market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,333 |
| Total Monthly Debt Service | $1,910 |
| DSCR Ratio | 1.22x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1986
1 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 93614, Coarsegold, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,955 (100%) |
| Owner Occupied HU | 3,760 (75.9%) |
| Renter Occupied HU | 691 (13.9%) |
| Vacant Housing Units | 504 (10.2%) |
| Median Home Value | $445,289 |
| Average Home Value | $505,009 |
Housing Distribution
Address Breakdown
Residential
4,561
Single Family
4,561
Multi-Family
0
Businesses
174
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1986
1 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 93614, Coarsegold, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,955 (100%) |
| Owner Occupied HU | 3,760 (75.9%) |
| Renter Occupied HU | 691 (13.9%) |
| Vacant Housing Units | 504 (10.2%) |
| Median Home Value | $445,289 |
| Average Home Value | $505,009 |
Housing Distribution
Address Breakdown
Residential
4,561
Single Family
4,561
Multi-Family
0
Businesses
174
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Larry Saenz • Century 21 Select Real Estate
Mls Name: Fresno MLS
Mls ID: #619870