4784 Champions WayColumbusGA31909
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid fundamentals define the investment case at 4784 Champions Way, Columbus, GA, 31909 in Columbus: $2,849/mo in rent, $269/mo in net income, 8.44% gross yield, 1.56 DSCR, all at $405,000. Ziffy Mortgage's DSCR mortgage qualifies using the property's income alone, clearing approval without U.S. residency or credit. Five-year equity from $111,894 in appreciation and $3,730/yr in principal paydown projects total cumulative return of $171,247.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.4% | 4.2% |
| Monthly Cash Flow | $269 | $850 |
City averages based on Columbus market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,849 |
| Total Monthly Debt Service | $2,418 |
| DSCR Ratio | 1.18x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1998
0.37 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31909, Columbus, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 17,759 (100%) |
| Owner Occupied HU | 9,428 (53.1%) |
| Renter Occupied HU | 7,575 (42.7%) |
| Vacant Housing Units | 756 ( 4.3%) |
| Median Home Value | $265,997 |
| Average Home Value | $290,043 |
Housing Distribution
Address Breakdown
Residential
17,575
Single Family
11,271
Multi-Family
6,304
Businesses
1,210
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1998
0.37 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31909, Columbus, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 17,759 (100%) |
| Owner Occupied HU | 9,428 (53.1%) |
| Renter Occupied HU | 7,575 (42.7%) |
| Vacant Housing Units | 756 ( 4.3%) |
| Median Home Value | $265,997 |
| Average Home Value | $290,043 |
Housing Distribution
Address Breakdown
Residential
17,575
Single Family
11,271
Multi-Family
6,304
Businesses
1,210
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Stacey Doggett • Berkshire Hathaway HS First Magnolia Realty
Mls Name: CBORGA
Mls Provider:
Mls ID: #222178
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.