4778 Lone Pine CirHappy JackAZ86024
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid, durable, and financeable, 4778 Lone Pine Cir, Happy Jack, AZ, 86024 in Happy Jack earns a 8.9% gross yield at $475,000. Rent of $3,522/mo nets $698/mo after the $2,136/mo mortgage. The 1.65 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $131,234 and $4,375/yr in equity accumulation project a total cumulative return of $224,522.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8.9% | 6.2% |
| Monthly Cash Flow | $698 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $3,522 |
| Total Monthly Debt Service | $2,635 |
| DSCR Ratio | 1.34x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2003
0.83 Acres lot
$N/A/sqft
$200 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 86024, Happy Jack, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,657 (100%) |
| Owner Occupied HU | 328 (19.8%) |
| Renter Occupied HU | 37 ( 2.2%) |
| Vacant Housing Units | 1,292 (78.0%) |
| Median Home Value | $569,805 |
| Average Home Value | $569,604 |
Housing Distribution
Address Breakdown
Residential
1,181
Single Family
1,175
Multi-Family
6
Businesses
45
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2003
0.83 Acres lot
$N/A/sqft
$200 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 86024, Happy Jack, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,657 (100%) |
| Owner Occupied HU | 328 (19.8%) |
| Renter Occupied HU | 37 ( 2.2%) |
| Vacant Housing Units | 1,292 (78.0%) |
| Median Home Value | $569,805 |
| Average Home Value | $569,604 |
Housing Distribution
Address Breakdown
Residential
1,181
Single Family
1,175
Multi-Family
6
Businesses
45
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Denise McGuire • West USA Realty
Mls Name: ARMLS
Mls Provider:
Mls ID: #6682514
Disclaimer: All information should be verified by the recipient and none is guaranteed as accurate by ARMLS.