4771 White Rock Circle Unit CBoulderCO80301
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeNot flashy, but dependably profitable, 4771 White Rock Circle Unit C, Boulder, CO, 80301 in Boulder is listed at $392,000 and delivers $3,209/mo in rent and $465/mo in net monthly cash flow. The 9.82% yield and 1.82 DSCR provide the underwriting comfort Ziffy Mortgage needs to approve a DSCR loan without W-2 or tax-return documentation. Projected 5% annual appreciation adds $108,302 over five years, and $3,610/yr in principal reduction supplements cash return. Total projected cumulative return: $179,999.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.8% | 5.5% |
| Monthly Cash Flow | $465 | $200 |
City averages based on Boulder market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,209 |
| Total Monthly Debt Service | $2,587 |
| DSCR Ratio | 1.24x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1982
N/A lot
$N/A/sqft
$454 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80301, Boulder, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,558 (100%) |
| Owner Occupied HU | 6,773 (50.0%) |
| Renter Occupied HU | 5,840 (43.1%) |
| Vacant Housing Units | 945 ( 7.0%) |
| Median Home Value | $849,607 |
| Average Home Value | $899,851 |
Housing Distribution
Address Breakdown
Residential
13,091
Single Family
7,802
Multi-Family
5,289
Businesses
2,304
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1982
N/A lot
$N/A/sqft
$454 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80301, Boulder, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,558 (100%) |
| Owner Occupied HU | 6,773 (50.0%) |
| Renter Occupied HU | 5,840 (43.1%) |
| Vacant Housing Units | 945 ( 7.0%) |
| Median Home Value | $849,607 |
| Average Home Value | $899,851 |
Housing Distribution
Address Breakdown
Residential
13,091
Single Family
7,802
Multi-Family
5,289
Businesses
2,304
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Alexandra Schwan • Distinct Real Estate LLC
Mls Name: REcolorado
Mls Provider:
Mls ID: #2169558
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