4763 Pleasant Meadow Cir, Saint Joseph, MI, 49085 | $539/mo Cash Flow

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NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Rental property for sale in Saint Joseph at 4763 Pleasant Meadow Cir, Saint Joseph, MI, 49085 generates $3,341/mo in rent and, after a $2,080/mo payment, leaves $539/mo in cash flow. Total monthly income is $3,341/mo, and annual cash flow is $6,462/yr on $140,888 invested. Return on cash invested sits at 24.5% in year one, and rental yield is 9.43% on a $425,000 entry. Equity gained on principal adds $2,742/yr, while 5% annual appreciation builds toward $117,420 over five years. Five-year ROI reaches 127.98% and total cumulative return in cash sums $180,305. For financing, investors can use Ziffy Mortgage’s DSCR loan, which considers $3,341/mo property income rather than buyer’s personal income.

Single Family

Built in 2003

0.42 Acres lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 49085, Saint Joseph, MI area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	11,734 (100%)
Owner Occupied HU	8,123 (69.2%)
Renter Occupied HU	2,388 (20.4%)
Vacant Housing Units	1,223 (10.4%)
Median Home Value	$316,036
Average Home Value	$368,464