4756 Central RdWellbornFL32094
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 4756 Central Rd, Wellborn, FL, 32094 in Wellborn. Priced at $264,900, it generates $3,586/mo in gross rent and $1,828/mo in net monthly cash flow, a 16.24% yield that comfortably supports the 3.01 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $21,932. Five-year appreciation: $73,187. Equity from principal paydown: $2,440/yr. Total projected cumulative return: $218,626.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 16.2% | 5.0% |
| Monthly Cash Flow | $1,828 | $300 |
City averages based on Wellborn market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,586 |
| Total Monthly Debt Service | $1,653 |
| DSCR Ratio | 2.17x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 2024
5.01 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32094, Wellborn, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,257 (100%) |
| Owner Occupied HU | 945 (75.2%) |
| Renter Occupied HU | 178 (14.2%) |
| Vacant Housing Units | 134 (10.7%) |
| Median Home Value | $180,236 |
| Average Home Value | $214,794 |
Housing Distribution
Address Breakdown
Residential
1,257
Single Family
1,257
Multi-Family
0
Businesses
63
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 2024
5.01 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32094, Wellborn, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,257 (100%) |
| Owner Occupied HU | 945 (75.2%) |
| Renter Occupied HU | 178 (14.2%) |
| Vacant Housing Units | 134 (10.7%) |
| Median Home Value | $180,236 |
| Average Home Value | $214,794 |
Housing Distribution
Address Breakdown
Residential
1,257
Single Family
1,257
Multi-Family
0
Businesses
63
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices