4752 Chestnut RdShady SideMD20764
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow4752 Chestnut Rd, Shady Side, MD, 20764 in Shady Side is a top-tier cash-flow asset. At $200,000 it produces $2,249/mo in rent and $974/mo in net monthly income, a 13.49% gross rental yield. The DSCR of 2.50 qualifies for Ziffy Mortgage's DSCR loan without W-2s or U.S. credit history. Annual cash flow: $11,683. Five-year appreciation adds $55,256, driving a total cumulative return of $138,707.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 13.5% | 7.2% |
| Monthly Cash Flow | $974 | $450 |
City averages based on Shady Side market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,249 |
| Total Monthly Debt Service | $1,196 |
| DSCR Ratio | 1.88x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Lot
Built in N/A
1.38 Acres lot
$N/A/sqft
$376 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20764, Shady Side, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,888 (100%) |
| Owner Occupied HU | 1,495 (79.2%) |
| Renter Occupied HU | 190 (10.1%) |
| Vacant Housing Units | 203 (10.8%) |
| Median Home Value | $494,105 |
| Average Home Value | $620,125 |
Housing Distribution
Address Breakdown
Residential
1,749
Single Family
1,749
Multi-Family
0
Businesses
59
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Lot
Built in N/A
1.38 Acres lot
$N/A/sqft
$376 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20764, Shady Side, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,888 (100%) |
| Owner Occupied HU | 1,495 (79.2%) |
| Renter Occupied HU | 190 (10.1%) |
| Vacant Housing Units | 203 (10.8%) |
| Median Home Value | $494,105 |
| Average Home Value | $620,125 |
Housing Distribution
Address Breakdown
Residential
1,749
Single Family
1,749
Multi-Family
0
Businesses
59
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices