4745 Gablestone XingHoschtonGA30548
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderReliable and efficiently structured, 4745 Gablestone Xing, Hoschton, GA, 30548 in Hoschton is a conservative rental investment at $835,000. Rental yield 7.49%. A 1.39 coverage ratio meets Ziffy Mortgage's DSCR standard for foreign-national financing. Five-year equity: 5% appreciation adds $230,695; $7,690/yr in principal paydown supplements. Total projected return: $277,060.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.5% | 6.0% |
| Monthly Cash Flow | $(662) | $250 |
City averages based on Hoschton market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,214 |
| Total Monthly Debt Service | $5,544 |
| DSCR Ratio | 0.94x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2018
0.43 Acres lot
$N/A/sqft
$1,550 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30548, Hoschton, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,451 (100%) |
| Owner Occupied HU | 9,551 (83.4%) |
| Renter Occupied HU | 1,267 (11.1%) |
| Vacant Housing Units | 633 ( 5.5%) |
| Median Home Value | $405,711 |
| Average Home Value | $451,015 |
Housing Distribution
Address Breakdown
Residential
11,291
Single Family
11,107
Multi-Family
184
Businesses
465
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2018
0.43 Acres lot
$N/A/sqft
$1,550 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30548, Hoschton, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,451 (100%) |
| Owner Occupied HU | 9,551 (83.4%) |
| Renter Occupied HU | 1,267 (11.1%) |
| Vacant Housing Units | 633 ( 5.5%) |
| Median Home Value | $405,711 |
| Average Home Value | $451,015 |
Housing Distribution
Address Breakdown
Residential
11,291
Single Family
11,107
Multi-Family
184
Businesses
465
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices