474 Providence RdRoxboroNC27573
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThe 7.83% yield at 474 Providence Rd, Roxboro, NC, 27573 in Roxboro is solid, but the $1,012/mo payment compresses net cash flow to $96/mo at $225,000. This is a tight-spread property, income covers debt, with little cushion. For investors who can optimise occupancy, the upside is real: 5% annual appreciation adds $62,163 by year five, and $2,072/yr in loan paydown builds equity. Ziffy Mortgage qualifies this via DSCR (1.45) without U.S. income documentation. Total projected return: $91,440.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 7.8% | 6.2% |
| Monthly Cash Flow | $96 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,468 |
| Total Monthly Debt Service | $1,282 |
| DSCR Ratio | 1.15x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1928
0.71 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 27573, Roxboro, NC area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,372 (100%) |
| Owner Occupied HU | 2,577 (48.0%) |
| Renter Occupied HU | 2,252 (41.9%) |
| Vacant Housing Units | 543 (10.1%) |
| Median Home Value | $170,803 |
| Average Home Value | $197,586 |
Housing Distribution
Address Breakdown
Residential
4,956
Single Family
4,900
Multi-Family
56
Businesses
870
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1928
0.71 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 27573, Roxboro, NC area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,372 (100%) |
| Owner Occupied HU | 2,577 (48.0%) |
| Renter Occupied HU | 2,252 (41.9%) |
| Vacant Housing Units | 543 (10.1%) |
| Median Home Value | $170,803 |
| Average Home Value | $197,586 |
Housing Distribution
Address Breakdown
Residential
4,956
Single Family
4,900
Multi-Family
56
Businesses
870
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: Doorify MLS
Mls ID: #10154146