474 N Bayview AveSunnyvaleCA94085
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayMarkets with strong demand fundamentals often produce low-yield, high-appreciation assets. 474 N Bayview Ave, Sunnyvale, CA, 94085 in Sunnyvale fits: $1,883,850, 4.28% gross yield, and a projected 5% annual appreciation rate adding $520,473 in value within five years. Rental yield 4.28%. The narrow rent-to-debt spread is the trade-off for market growth. Ziffy Mortgage's DSCR loan (0.79) finances non-U.S. buyers without personal income documentation; optimise coverage with a 30–35% down payment. $17,350/yr in principal paydown and $520,473 in appreciation project a total return of $396,931.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 4.3% | 5.0% |
| Monthly Cash Flow | $(4,931) | $1,500 |
City averages based on Sunnyvale market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $6,722 |
| Total Monthly Debt Service | $10,904 |
| DSCR Ratio | 0.62x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 1947
7,095 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94085, Sunnyvale, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,931 (100%) |
| Owner Occupied HU | 3,705 (33.9%) |
| Renter Occupied HU | 6,128 (56.1%) |
| Vacant Housing Units | 1,098 (10.0%) |
| Median Home Value | $1,690,633 |
| Average Home Value | $1,637,556 |
Housing Distribution
Address Breakdown
Residential
10,456
Single Family
7,027
Multi-Family
3,429
Businesses
698
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 1947
7,095 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94085, Sunnyvale, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,931 (100%) |
| Owner Occupied HU | 3,705 (33.9%) |
| Renter Occupied HU | 6,128 (56.1%) |
| Vacant Housing Units | 1,098 (10.0%) |
| Median Home Value | $1,690,633 |
| Average Home Value | $1,637,556 |
Housing Distribution
Address Breakdown
Residential
10,456
Single Family
7,027
Multi-Family
3,429
Businesses
698
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices