4723 Custer DrValdostaGA31605
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowFew Valdosta rentals match the income profile of 4723 Custer Dr, Valdosta, GA, 31605. Listed at $224,900, gross rent is $2,099/mo and net cash flow is $730/mo, a 11.2% yield well above national averages. DSCR 2.08 means Ziffy Mortgage can approve your loan on the property's income alone, bypassing personal income verification. The 5% annual appreciation trend adds $62,136 by year five with $2,071/yr in annual principal reduction, projecting $132,183 in total cumulative return.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.2% | 6.5% |
| Monthly Cash Flow | $730 | $1,200 |
City averages based on Valdosta market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,099 |
| Total Monthly Debt Service | $1,279 |
| DSCR Ratio | 1.64x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2008
0.32 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31605, Valdosta, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,185 (100%) |
| Owner Occupied HU | 5,909 (58.0%) |
| Renter Occupied HU | 3,571 (35.1%) |
| Vacant Housing Units | 705 ( 6.9%) |
| Median Home Value | $273,281 |
| Average Home Value | $316,332 |
Housing Distribution
Address Breakdown
Residential
9,783
Single Family
8,778
Multi-Family
1,005
Businesses
265
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2008
0.32 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31605, Valdosta, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,185 (100%) |
| Owner Occupied HU | 5,909 (58.0%) |
| Renter Occupied HU | 3,571 (35.1%) |
| Vacant Housing Units | 705 ( 6.9%) |
| Median Home Value | $273,281 |
| Average Home Value | $316,332 |
Housing Distribution
Address Breakdown
Residential
9,783
Single Family
8,778
Multi-Family
1,005
Businesses
265
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices