4720 Arden Way #6El MonteCA91731
INVESTMENT ANALYSIS
Investment Verdict
Solid Income4720 Arden Way #6, El Monte, CA, 91731 in El Monte is a solid income-producing rental, 8.49% gross yield, $4,380/mo rent, $241/mo net cash flow on a $619,000 buy. DSCR 1.57 qualifies the property for Ziffy Mortgage's financing without personal income documentation. Five-year appreciation of $171,018 and $5,701/yr in principal reduction project a total cumulative return of $251,587.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.5% | 5.0% |
| Monthly Cash Flow | $241 | $1,200 |
City averages based on El Monte market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,380 |
| Total Monthly Debt Service | $3,893 |
| DSCR Ratio | 1.13x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1981
2.18 Acres lot
$N/A/sqft
$310 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91731, El Monte, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,520 (100%) |
| Owner Occupied HU | 3,055 (35.9%) |
| Renter Occupied HU | 5,242 (61.5%) |
| Vacant Housing Units | 223 ( 2.6%) |
| Median Home Value | $666,314 |
| Average Home Value | $708,455 |
Housing Distribution
Address Breakdown
Residential
8,381
Single Family
5,759
Multi-Family
2,622
Businesses
1,794
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1981
2.18 Acres lot
$N/A/sqft
$310 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91731, El Monte, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,520 (100%) |
| Owner Occupied HU | 3,055 (35.9%) |
| Renter Occupied HU | 5,242 (61.5%) |
| Vacant Housing Units | 223 ( 2.6%) |
| Median Home Value | $666,314 |
| Average Home Value | $708,455 |
Housing Distribution
Address Breakdown
Residential
8,381
Single Family
5,759
Multi-Family
2,622
Businesses
1,794
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices