4719 El Monte AveEl MonteCA91731
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid, durable, and financeable, 4719 El Monte Ave, El Monte, CA, 91731 in El Monte earns a 9.6% gross yield at $604,888. Rent of $4,841/mo nets $849/mo after the $2,720/mo mortgage. The 1.78 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $167,119 and $5,571/yr in equity accumulation project a total cumulative return of $285,077.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.6% | 5.0% |
| Monthly Cash Flow | $849 | $1,200 |
City averages based on El Monte market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,841 |
| Total Monthly Debt Service | $3,751 |
| DSCR Ratio | 1.29x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1978
1.11 Acres lot
$N/A/sqft
$250 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91731, El Monte, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,520 (100%) |
| Owner Occupied HU | 3,055 (35.9%) |
| Renter Occupied HU | 5,242 (61.5%) |
| Vacant Housing Units | 223 ( 2.6%) |
| Median Home Value | $666,314 |
| Average Home Value | $708,455 |
Housing Distribution
Address Breakdown
Residential
8,381
Single Family
5,759
Multi-Family
2,622
Businesses
1,794
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1978
1.11 Acres lot
$N/A/sqft
$250 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91731, El Monte, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,520 (100%) |
| Owner Occupied HU | 3,055 (35.9%) |
| Renter Occupied HU | 5,242 (61.5%) |
| Vacant Housing Units | 223 ( 2.6%) |
| Median Home Value | $666,314 |
| Average Home Value | $708,455 |
Housing Distribution
Address Breakdown
Residential
8,381
Single Family
5,759
Multi-Family
2,622
Businesses
1,794
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices