471 Santa Cruz DrBisbeeAZ85603
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowInvestors who value predictability will appreciate 471 Santa Cruz Dr, Bisbee, AZ, 85603 in Bisbee. At $120,000 it earns $1,239/mo in rent and distributes $323/mo to the owner after the $540/mo payment, a consistent 12.39% yield. DSCR 2.29 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $33,154 in value; $1,105/yr in principal paydown compounds ownership stake. Total projected return: $66,993.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 12.4% | 6.0% |
| Monthly Cash Flow | $323 | $300 |
City averages based on Bisbee market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,239 |
| Total Monthly Debt Service | $869 |
| DSCR Ratio | 1.43x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1985
1,379 sqft lot
$N/A/sqft
$198 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 85603, Bisbee, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,900 (100%) |
| Owner Occupied HU | 2,363 (60.6%) |
| Renter Occupied HU | 723 (18.5%) |
| Vacant Housing Units | 814 (20.9%) |
| Median Home Value | $230,096 |
| Average Home Value | $239,424 |
Housing Distribution
Address Breakdown
Residential
2,335
Single Family
2,309
Multi-Family
26
Businesses
300
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1985
1,379 sqft lot
$N/A/sqft
$198 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 85603, Bisbee, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,900 (100%) |
| Owner Occupied HU | 2,363 (60.6%) |
| Renter Occupied HU | 723 (18.5%) |
| Vacant Housing Units | 814 (20.9%) |
| Median Home Value | $230,096 |
| Average Home Value | $239,424 |
Housing Distribution
Address Breakdown
Residential
2,335
Single Family
2,309
Multi-Family
26
Businesses
300
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Joseph A. Schrum • ERA Four Feathers Realty
Mls Name: ARMLS
Mls Provider:
Mls ID: #6887142
Disclaimer: All information should be verified by the recipient and none is guaranteed as accurate by ARMLS Listing Information presented by local MLS brokerage: Zillow, Inc., Designated REALTOR- Chris Long - (480) 907-1010