4708 Kemper StRockvilleMD20853
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayAt a 5.99% gross rental yield, 4708 Kemper St, Rockville, MD, 20853 in Rockville is priced for capital growth, not immediate cash flow. The $749,000 purchase reflects market confidence in future value: at 5%/yr, the property is forecast to gain $206,935 by year five, with $6,898/yr in additional equity from loan paydown. Ziffy Mortgage's DSCR mortgage (1.11) qualifies for non-U.S. residents without personal income documents. Total five-year projected cumulative return: $224,880.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6% | 4.8% |
| Monthly Cash Flow | $(920) | $1,850 |
City averages based on Rockville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,738 |
| Total Monthly Debt Service | $4,360 |
| DSCR Ratio | 0.86x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1962
0.45 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20853, Rockville, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,192 (100%) |
| Owner Occupied HU | 8,019 (87.2%) |
| Renter Occupied HU | 949 (10.3%) |
| Vacant Housing Units | 224 ( 2.4%) |
| Median Home Value | $628,118 |
| Average Home Value | $675,970 |
Housing Distribution
Address Breakdown
Residential
9,927
Single Family
9,055
Multi-Family
872
Businesses
91
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1962
0.45 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20853, Rockville, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,192 (100%) |
| Owner Occupied HU | 8,019 (87.2%) |
| Renter Occupied HU | 949 (10.3%) |
| Vacant Housing Units | 224 ( 2.4%) |
| Median Home Value | $628,118 |
| Average Home Value | $675,970 |
Housing Distribution
Address Breakdown
Residential
9,927
Single Family
9,055
Multi-Family
872
Businesses
91
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices