470 Vanderbilt DriveDixonCA95620
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThe 7.65% yield at 470 Vanderbilt Drive, Dixon, CA, 95620 in Dixon is solid, but the $3,021/mo payment compresses net cash flow to $95/mo at $671,919. This is a tight-spread property, income covers debt, with little cushion. For investors who can optimise occupancy, the upside is real: 5% annual appreciation adds $185,639 by year five, and $6,188/yr in loan paydown builds equity. Ziffy Mortgage qualifies this via DSCR (1.42) without U.S. income documentation. Total projected return: $261,057.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.7% | 6.5% |
| Monthly Cash Flow | $95 | $1,200 |
City averages based on Dixon market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,283 |
| Total Monthly Debt Service | $3,921 |
| DSCR Ratio | 1.09x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2024
7,226 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95620, Dixon, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,379 (100%) |
| Owner Occupied HU | 5,618 (67.0%) |
| Renter Occupied HU | 2,458 (29.3%) |
| Vacant Housing Units | 303 ( 3.6%) |
| Median Home Value | $634,267 |
| Average Home Value | $692,091 |
Housing Distribution
Address Breakdown
Residential
8,018
Single Family
7,261
Multi-Family
757
Businesses
641
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2024
7,226 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95620, Dixon, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,379 (100%) |
| Owner Occupied HU | 5,618 (67.0%) |
| Renter Occupied HU | 2,458 (29.3%) |
| Vacant Housing Units | 303 ( 3.6%) |
| Median Home Value | $634,267 |
| Average Home Value | $692,091 |
Housing Distribution
Address Breakdown
Residential
8,018
Single Family
7,261
Multi-Family
757
Businesses
641
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Randy Anderson • Richmond American Homes
Mls Name: BAREIS
Mls Provider:
Mls ID: #324034682
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