470 Piney Way SWAtlantaGA30331
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 470 Piney Way SW, Atlanta, GA, 30331 in Atlanta. Priced at $323,900, it generates $4,027/mo in gross rent and $1,774/mo in net monthly cash flow, a 14.92% yield that comfortably supports the 2.77 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $21,289. Five-year appreciation: $89,488. Equity from principal paydown: $2,983/yr. Total projected cumulative return: $238,120.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 14.9% | 4.8% |
| Monthly Cash Flow | $1,774 | $1,850 |
City averages based on Atlanta market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,027 |
| Total Monthly Debt Service | $2,124 |
| DSCR Ratio | 1.90x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1991
0.87 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30331, Atlanta, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 28,212 (100%) |
| Owner Occupied HU | 14,702 (52.1%) |
| Renter Occupied HU | 11,751 (41.7%) |
| Vacant Housing Units | 1,759 ( 6.2%) |
| Median Home Value | $328,675 |
| Average Home Value | $405,785 |
Housing Distribution
Address Breakdown
Residential
26,963
Single Family
21,014
Multi-Family
5,949
Businesses
1,033
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1991
0.87 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30331, Atlanta, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 28,212 (100%) |
| Owner Occupied HU | 14,702 (52.1%) |
| Renter Occupied HU | 11,751 (41.7%) |
| Vacant Housing Units | 1,759 ( 6.2%) |
| Median Home Value | $328,675 |
| Average Home Value | $405,785 |
Housing Distribution
Address Breakdown
Residential
26,963
Single Family
21,014
Multi-Family
5,949
Businesses
1,033
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices