470 4th AveValley HeadAL35989




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Nearby investment properties with comparable prices

Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Valley Head at 470 4th Ave, Valley Head, AL, 35989 listed at $280,000 pairs $1,900/mo rent with a $1,370/mo payment to leave $320/mo cash flow. Total monthly income runs $1,900/mo, and annual cash flow reaches $3,840/yr on $92,820 cash to close. Return on cash invested measures 24.05% in year one, and rental yield registers 8.14% at a $280,000 basis. Equity gained on principal adds $1,807/yr, and annual property appreciation at 5% supports $77,359 by year five. Five-year ROI tracks 124.29% and total cumulative return in cash totals $115,365. Financing can be arranged with Ziffy Mortgage’s DSCR loan, which qualifies using $1,900/mo property income relative to a $1,370/mo payment rather than your personal income (W2, Tax Returns, Paystubs, or 1099).
Single Family
Built in 1988
1.93 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 35989, Valley Head, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,547 (100%) |
| Owner Occupied HU | 1,050 (67.9%) |
| Renter Occupied HU | 254 (16.4%) |
| Vacant Housing Units | 243 (15.7%) |
| Median Home Value | $173,125 |
| Average Home Value | $235,957 |
Housing Distribution
Address Breakdown
Residential
1,321
Single Family
1,321
Multi-Family
0
Businesses
66
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Nearby investment properties with comparable prices



Listed by: Jacob Gibson • South Towne Realtors, LLC
Mls Name: ValleyMLS
Mls Provider:
Mls ID: #21872569
Disclaimer: Properties marked with this icon are provided courtesy of the Valley MLS IDX Database. Some or all of the listings displayed may not belong to the firm whose website is being visited. All information provided is deemed reliable but is not guaranteed and should be independently verified. Copyright 2025 Valley MLS








