47 Stoney Pond CircleMarstons MillsMA02648
INVESTMENT ANALYSIS
Investment Verdict
Appreciation Play47 Stoney Pond Circle, Marstons Mills, MA, 02648 in Marstons Mills is priced for appreciation, not yield. Rental yield 5.07%. At $960,000 with a 5.07% gross yield, the monthly income is modest, but 5% annual price growth is projected to add $265,230 in value over five years, making equity the primary return driver. Ziffy Mortgage's DSCR mortgage (1.20) can still finance this property for non-U.S. residents; a 30–35% down payment typically produces the cleanest underwriting for appreciation-focused assets. Total projected cumulative return: $308,447.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5.1% | 5.5% |
| Monthly Cash Flow | $(2,503) | $450 |
City averages based on Marstons Mills market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,199 |
| Total Monthly Debt Service | $5,690 |
| DSCR Ratio | 0.91x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1989
0.36 Acres lot
$N/A/sqft
$250 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 02648, Marstons Mills, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,537 (100%) |
| Owner Occupied HU | 2,826 (79.9%) |
| Renter Occupied HU | 277 ( 7.8%) |
| Vacant Housing Units | 434 (12.3%) |
| Median Home Value | $680,664 |
| Average Home Value | $699,241 |
Housing Distribution
Address Breakdown
Residential
3,004
Single Family
2,999
Multi-Family
5
Businesses
233
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1989
0.36 Acres lot
$N/A/sqft
$250 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 02648, Marstons Mills, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,537 (100%) |
| Owner Occupied HU | 2,826 (79.9%) |
| Renter Occupied HU | 277 ( 7.8%) |
| Vacant Housing Units | 434 (12.3%) |
| Median Home Value | $680,664 |
| Average Home Value | $699,241 |
Housing Distribution
Address Breakdown
Residential
3,004
Single Family
2,999
Multi-Family
5
Businesses
233
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices