4677A Alawai RdWaimeaHI96796
INVESTMENT ANALYSIS
Investment Verdict
Income-Producing4677A Alawai Rd, Waimea, HI, 96796 in Waimea is a stable, well-positioned rental at $599,995. Rental yield 6.77%. DSCR 1.25 qualifies for Ziffy Mortgage's DSCR mortgage without U.S. income documentation. Over five years, 5% appreciation adds $165,768 in value and $5,526/yr in principal paydown builds equity, a total projected return of $218,935.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.8% | 7.5% |
| Monthly Cash Flow | $(119) | $200 |
City averages based on Waimea market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,383 |
| Total Monthly Debt Service | $3,263 |
| DSCR Ratio | 1.04x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1950
3,566 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96796, Waimea, HI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 814 (100%) |
| Owner Occupied HU | 379 (46.6%) |
| Renter Occupied HU | 314 (38.6%) |
| Vacant Housing Units | 121 (14.9%) |
| Median Home Value | $668,664 |
| Average Home Value | $734,730 |
Housing Distribution
Address Breakdown
Residential
19
Single Family
19
Multi-Family
0
Businesses
90
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1950
3,566 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96796, Waimea, HI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 814 (100%) |
| Owner Occupied HU | 379 (46.6%) |
| Renter Occupied HU | 314 (38.6%) |
| Vacant Housing Units | 121 (14.9%) |
| Median Home Value | $668,664 |
| Average Home Value | $734,730 |
Housing Distribution
Address Breakdown
Residential
19
Single Family
19
Multi-Family
0
Businesses
90
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices