46750 Iversen RdGualalaCA95445
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayAt a 1.83% gross rental yield, 46750 Iversen Rd, Gualala, CA, 95445 in Gualala is priced for capital growth, not immediate cash flow. The $1,295,000 purchase reflects market confidence in future value: at 5%/yr, the property is forecast to gain $357,785 by year five, with $11,927/yr in additional equity from loan paydown. Ziffy Mortgage's DSCR mortgage (0.34) qualifies for non-U.S. residents without personal income documents. Total five-year projected cumulative return: $102,948.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 1.8% | 5.0% |
| Monthly Cash Flow | $(6,031) | $1,500 |
City averages based on Gualala market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,980 |
| Total Monthly Debt Service | $7,496 |
| DSCR Ratio | 0.26x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2005
0.97 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95445, Gualala, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,574 (100%) |
| Owner Occupied HU | 833 (52.9%) |
| Renter Occupied HU | 269 (17.1%) |
| Vacant Housing Units | 472 (30.0%) |
| Median Home Value | $808,802 |
| Average Home Value | $828,286 |
Housing Distribution
Address Breakdown
Residential
486
Single Family
486
Multi-Family
0
Businesses
162
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2005
0.97 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95445, Gualala, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,574 (100%) |
| Owner Occupied HU | 833 (52.9%) |
| Renter Occupied HU | 269 (17.1%) |
| Vacant Housing Units | 472 (30.0%) |
| Median Home Value | $808,802 |
| Average Home Value | $828,286 |
Housing Distribution
Address Breakdown
Residential
486
Single Family
486
Multi-Family
0
Businesses
162
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Sean Gaynor-Rousseau • Luxe Places International
Mls Name: BAREIS
Mls Provider:
Mls ID: #325001199
Disclaimer: Listing information deemed reliable but not guaranteed. Copyright 2025 Bay Area Real Estate Information Services, Inc. All Right Reserved.