4672 Knight RdSterlingMI48659
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow4672 Knight Rd, Sterling, MI, 48659 in Sterling is a top-tier cash-flow asset. At $199,900 it produces $2,359/mo in rent and $1,041/mo in net monthly income, a 14.16% gross rental yield. The DSCR of 2.62 qualifies for Ziffy Mortgage's DSCR loan without W-2s or U.S. credit history. Annual cash flow: $12,492. Five-year appreciation adds $55,229, driving a total cumulative return of $143,162.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 14.2% | 8.2% |
| Monthly Cash Flow | $1,041 | $250 |
City averages based on Sterling market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,359 |
| Total Monthly Debt Service | $1,239 |
| DSCR Ratio | 1.90x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2002
8.50 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 48659, Sterling, MI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,336 (100%) |
| Owner Occupied HU | 1,041 (77.9%) |
| Renter Occupied HU | 116 ( 8.7%) |
| Vacant Housing Units | 179 (13.4%) |
| Median Home Value | $153,635 |
| Average Home Value | $181,765 |
Housing Distribution
Address Breakdown
Residential
1,126
Single Family
1,126
Multi-Family
0
Businesses
46
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2002
8.50 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 48659, Sterling, MI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,336 (100%) |
| Owner Occupied HU | 1,041 (77.9%) |
| Renter Occupied HU | 116 ( 8.7%) |
| Vacant Housing Units | 179 (13.4%) |
| Median Home Value | $153,635 |
| Average Home Value | $181,765 |
Housing Distribution
Address Breakdown
Residential
1,126
Single Family
1,126
Multi-Family
0
Businesses
46
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices