466 Chamber DrAnamosaIA52205
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowStrong cash flow defines 466 Chamber Dr, Anamosa, IA, 52205 in Anamosa: $3,113/mo in rent, $620/mo net, 10.58% gross yield, all on a $353,085 acquisition. The 1.96 coverage ratio comfortably clears Ziffy Mortgage's threshold, enabling foreign-national buyers to close without U.S. credit documentation. Over five years, 5% appreciation adds $97,551 in value, and $3,252/yr in principal paydown steadily builds equity. Projected total cumulative return: $175,140.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.6% | 6.0% |
| Monthly Cash Flow | $620 | $250 |
City averages based on Anamosa market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,113 |
| Total Monthly Debt Service | $2,353 |
| DSCR Ratio | 1.32x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 2023
8,712 sqft lot
$N/A/sqft
$200 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 52205, Anamosa, IA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,579 (100%) |
| Owner Occupied HU | 2,549 (71.2%) |
| Renter Occupied HU | 728 (20.3%) |
| Vacant Housing Units | 302 ( 8.4%) |
| Median Home Value | $235,908 |
| Average Home Value | $276,994 |
Housing Distribution
Address Breakdown
Residential
3,350
Single Family
3,211
Multi-Family
139
Businesses
251
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 2023
8,712 sqft lot
$N/A/sqft
$200 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 52205, Anamosa, IA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,579 (100%) |
| Owner Occupied HU | 2,549 (71.2%) |
| Renter Occupied HU | 728 (20.3%) |
| Vacant Housing Units | 302 ( 8.4%) |
| Median Home Value | $235,908 |
| Average Home Value | $276,994 |
Housing Distribution
Address Breakdown
Residential
3,350
Single Family
3,211
Multi-Family
139
Businesses
251
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Heather Morris • SKOGMAN REALTY
Mls Name: CRAAR, CDRMLS
Mls Provider:
Mls ID: #2500812
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.