4657 Pardee AveFremontCA94538
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayMarkets with strong demand fundamentals often produce low-yield, high-appreciation assets. 4657 Pardee Ave, Fremont, CA, 94538 in Fremont fits: $1,285,000, 4.18% gross yield, and a projected 5% annual appreciation rate adding $355,022 in value within five years. Rental yield 4.18%. The narrow rent-to-debt spread is the trade-off for market growth. Ziffy Mortgage's DSCR loan (0.78) finances non-U.S. buyers without personal income documentation; optimise coverage with a 30–35% down payment. $11,835/yr in principal paydown and $355,022 in appreciation project a total return of $264,028.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 4.2% | 5.1% |
| Monthly Cash Flow | $(3,470) | $2,500 |
City averages based on Fremont market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,480 |
| Total Monthly Debt Service | $7,438 |
| DSCR Ratio | 0.60x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1963
7,405 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94538, Fremont, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 24,484 (100%) |
| Owner Occupied HU | 10,624 (43.4%) |
| Renter Occupied HU | 12,116 (49.5%) |
| Vacant Housing Units | 1,744 ( 7.1%) |
| Median Home Value | $1,190,285 |
| Average Home Value | $1,209,831 |
Housing Distribution
Address Breakdown
Residential
23,798
Single Family
15,392
Multi-Family
8,406
Businesses
3,823
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1963
7,405 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94538, Fremont, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 24,484 (100%) |
| Owner Occupied HU | 10,624 (43.4%) |
| Renter Occupied HU | 12,116 (49.5%) |
| Vacant Housing Units | 1,744 ( 7.1%) |
| Median Home Value | $1,190,285 |
| Average Home Value | $1,209,831 |
Housing Distribution
Address Breakdown
Residential
23,798
Single Family
15,392
Multi-Family
8,406
Businesses
3,823
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Rebecca Martin • Allied Brokers
Mls Name: Bay East AOR
Mls ID: #41123353