465 N Pontotoc St, Houston, MS, 38851 | $274/mo Cash Flow

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Price: $300K - 500K

Monthly Cash Flow: 1 - 3k+

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465 N Pontotoc St, Houston, MS, 38851 | $274/mo Cash Flow | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Houston at 465 N Pontotoc St, Houston, MS, 38851 listed at $149,900 pairs $1,192/mo rent with a $734/mo payment to leave $274/mo cash flow. Total monthly income runs $1,192/mo, and annual cash flow reaches $3,293/yr on $49,692 cash to close. Return on cash invested measures 26.53% in year one, and rental yield registers 9.54% at a $149,900 basis. Equity gained on principal adds $967/yr, and annual property appreciation at 5% supports $41,415 by year five. Five-year ROI tracks 138.37% and total cumulative return in cash totals $68,759. Financing can be arranged with Ziffy Mortgage’s DSCR loan, which qualifies using $1,192/mo property income relative to a $734/mo payment rather than your personal income (W2, Tax Returns, Paystubs, or 1099).

Single Family

Built in 1900

0.29 Acres lot

$N/A/sqft

No HOA

More details about the property

At no fault of sellers - Back on Market Welcome to this beautifully restored 5-bedroom, 2-bath home located within the city limits of Houston, Mississippi. Built in 1900 and sitting proudly on a spacious corner lot, this 2,692 sq ft residence seamlessly blends historic charm with modern updatesmaking it move-in ready for today's lifestyle. From its spacious layout and large bedrooms to its thoughtful upgrades and modern amenities, this home offers the best of both worldshistoric character and contemporary comfort. Situated on a desirable corner lot in a quiet neighborhood, this gem is just minutes from local schools, shops, and restaurants. Don't miss your chance to own a piece of historyfully updated and ready to welcome you home! Owners are licensed real estate agents.

Neighborhood Data

Neighborhood data shown for ZIP Code: 38851, Houston, MS area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	3,872 (100%)
Owner Occupied HU	2,601 (67.2%)
Renter Occupied HU	839 (21.7%)
Vacant Housing Units	432 (11.2%)
Median Home Value	$115,228
Average Home Value	$160,800