4642 SHAVANO BIRCHSan AntonioTX78230
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderReliable and efficiently structured, 4642 SHAVANO BIRCH, San Antonio, TX, 78230 in San Antonio is a conservative rental investment at $514,900. Rental yield 7.8%. A 1.45 coverage ratio meets Ziffy Mortgage's DSCR standard for foreign-national financing. Five-year equity: 5% appreciation adds $142,257; $4,742/yr in principal paydown supplements. Total projected return: $175,656.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.8% | 5.8% |
| Monthly Cash Flow | $(339) | $450 |
City averages based on San Antonio market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,347 |
| Total Monthly Debt Service | $3,481 |
| DSCR Ratio | 0.96x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1994
9,496 sqft lot
$N/A/sqft
$286 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78230, San Antonio, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 20,999 (100%) |
| Owner Occupied HU | 9,106 (43.4%) |
| Renter Occupied HU | 10,047 (47.8%) |
| Vacant Housing Units | 1,846 ( 8.8%) |
| Median Home Value | $376,879 |
| Average Home Value | $427,244 |
Housing Distribution
Address Breakdown
Residential
20,436
Single Family
10,630
Multi-Family
9,806
Businesses
1,457
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1994
9,496 sqft lot
$N/A/sqft
$286 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78230, San Antonio, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 20,999 (100%) |
| Owner Occupied HU | 9,106 (43.4%) |
| Renter Occupied HU | 10,047 (47.8%) |
| Vacant Housing Units | 1,846 ( 8.8%) |
| Median Home Value | $376,879 |
| Average Home Value | $427,244 |
Housing Distribution
Address Breakdown
Residential
20,436
Single Family
10,630
Multi-Family
9,806
Businesses
1,457
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices