46395 250th AveRolfeIA50581
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingFor first-time U.S. investors or those diversifying conservatively, 46395 250th Ave, Rolfe, IA, 50581 in Rolfe offers a clean, manageable entry. Rental yield 6.64%. DSCR 1.23 qualifies for Ziffy Mortgage's no-W2 mortgage for non-U.S. residents. Long-term: 5% annual appreciation projects $109,408 in additional property value over five years, with $3,647/yr in principal equity building ownership stake. Total projected cumulative return: $126,124.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.6% | 5.0% |
| Monthly Cash Flow | $(382) | $300 |
City averages based on Rolfe market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,190 |
| Total Monthly Debt Service | $2,414 |
| DSCR Ratio | 0.91x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1973
4.10 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 50581, Rolfe, IA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 454 (100%) |
| Owner Occupied HU | 295 (65.0%) |
| Renter Occupied HU | 74 (16.3%) |
| Vacant Housing Units | 85 (18.7%) |
| Median Home Value | $91,750 |
| Average Home Value | $155,686 |
Housing Distribution
Address Breakdown
Residential
380
Single Family
377
Multi-Family
3
Businesses
16
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1973
4.10 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 50581, Rolfe, IA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 454 (100%) |
| Owner Occupied HU | 295 (65.0%) |
| Renter Occupied HU | 74 (16.3%) |
| Vacant Housing Units | 85 (18.7%) |
| Median Home Value | $91,750 |
| Average Home Value | $155,686 |
Housing Distribution
Address Breakdown
Residential
380
Single Family
377
Multi-Family
3
Businesses
16
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices