4637 Pine St APT D101PhiladelphiaPA19143
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeHigh DSCR is a competitive advantage at closing. 4637 Pine St APT D101, Philadelphia, PA, 19143 in Philadelphia achieves 1.79, rent of $2,060/mo covers the $1,148/mo payment 1.5x over at $255,400. Rental yield 9.68%. That makes it both an efficient operational hold and a straightforward underwrite for Ziffy Mortgage's DSCR program. No domestic credit history or income documentation required. Appreciation at 5%/yr adds $70,562 over five years, with $2,352/yr in principal reduction bringing total projected return to $78,971.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.7% | 5.8% |
| Monthly Cash Flow | $(333) | $850 |
City averages based on Philadelphia market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,060 |
| Total Monthly Debt Service | $2,292 |
| DSCR Ratio | 0.90x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1920
N/A lot
$N/A/sqft
$720 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 19143, Philadelphia, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 30,738 (100%) |
| Owner Occupied HU | 13,092 (42.6%) |
| Renter Occupied HU | 13,690 (44.5%) |
| Vacant Housing Units | 3,956 (12.9%) |
| Median Home Value | $195,169 |
| Average Home Value | $275,073 |
Housing Distribution
Address Breakdown
Residential
27,045
Single Family
22,885
Multi-Family
4,160
Businesses
995
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1920
N/A lot
$N/A/sqft
$720 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 19143, Philadelphia, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 30,738 (100%) |
| Owner Occupied HU | 13,092 (42.6%) |
| Renter Occupied HU | 13,690 (44.5%) |
| Vacant Housing Units | 3,956 (12.9%) |
| Median Home Value | $195,169 |
| Average Home Value | $275,073 |
Housing Distribution
Address Breakdown
Residential
27,045
Single Family
22,885
Multi-Family
4,160
Businesses
995
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: undefined
Mls ID: #N/A