4633 McKee StChristovalTX76935
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 4633 McKee St, Christoval, TX, 76935 in Christoval speaks for itself: 16.36% gross on a $165,000 price, generating $2,250/mo in rent and $1,077/mo in net income after the $742/mo debt service. DSCR 3.03, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $12,920 stacks alongside $45,586 in projected five-year appreciation and $1,520/yr in principal reduction. Projected total cumulative return: $132,554.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 16.4% | 6.2% |
| Monthly Cash Flow | $1,077 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,250 |
| Total Monthly Debt Service | $1,108 |
| DSCR Ratio | 2.03x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1981
0.25 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 76935, Christoval, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 681 (100%) |
| Owner Occupied HU | 502 (73.7%) |
| Renter Occupied HU | 62 ( 9.1%) |
| Vacant Housing Units | 117 (17.2%) |
| Median Home Value | $365,132 |
| Average Home Value | $507,002 |
Housing Distribution
Address Breakdown
Residential
473
Single Family
473
Multi-Family
0
Businesses
69
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1981
0.25 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 76935, Christoval, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 681 (100%) |
| Owner Occupied HU | 502 (73.7%) |
| Renter Occupied HU | 62 ( 9.1%) |
| Vacant Housing Units | 117 (17.2%) |
| Median Home Value | $365,132 |
| Average Home Value | $507,002 |
Housing Distribution
Address Breakdown
Residential
473
Single Family
473
Multi-Family
0
Businesses
69
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices