4631 N Juniper LnPineAZ85544
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid fundamentals define the investment case at 4631 N Juniper Ln, Pine, AZ, 85544 in Pine: $3,810/mo in rent, $1,103/mo in net income, 9.98% gross yield, 1.85 DSCR, all at $458,000. Ziffy Mortgage's DSCR mortgage qualifies using the property's income alone, clearing approval without U.S. residency or credit. Five-year equity from $126,537 in appreciation and $4,218/yr in principal paydown projects total cumulative return of $244,115.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10% | 7.0% |
| Monthly Cash Flow | $1,103 | $300 |
City averages based on Pine market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,810 |
| Total Monthly Debt Service | $2,525 |
| DSCR Ratio | 1.51x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1987
10,018 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 85544, Pine, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,944 (100%) |
| Owner Occupied HU | 1,347 (34.2%) |
| Renter Occupied HU | 173 ( 4.4%) |
| Vacant Housing Units | 2,424 (61.5%) |
| Median Home Value | $396,966 |
| Average Home Value | $447,363 |
Housing Distribution
Address Breakdown
Residential
726
Single Family
725
Multi-Family
1
Businesses
61
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1987
10,018 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 85544, Pine, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,944 (100%) |
| Owner Occupied HU | 1,347 (34.2%) |
| Renter Occupied HU | 173 ( 4.4%) |
| Vacant Housing Units | 2,424 (61.5%) |
| Median Home Value | $396,966 |
| Average Home Value | $447,363 |
Housing Distribution
Address Breakdown
Residential
726
Single Family
725
Multi-Family
1
Businesses
61
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices