4630 Derby DrSouthavenMS38671








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Southaven at 4630 Derby Dr, Southaven, MS, 38671 uses $110,390 cash to close to unlock $9,073/yr annual cash flow and $756/mo monthly cash flow. Total monthly income runs $2,794/mo, and a $1,630/mo payment keeps the spread at $756/mo. Purchase price stands at $333,000, and rental yield measures 10.07% with $2,794/mo rent. Return on cash invested shows 28.13% in year one, and 5% annual appreciation builds toward $92,002 over five years. Five-year ROI reaches 146.87% and total cumulative return in cash records $162,125. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $2,794/mo property income covering a $1,630/mo payment rather than investor’s personal income.
Single Family
Built in 1996
1.02 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 38671, Southaven, MS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 16,099 (100%) |
| Owner Occupied HU | 9,245 (57.4%) |
| Renter Occupied HU | 5,393 (33.5%) |
| Vacant Housing Units | 1,461 ( 9.1%) |
| Median Home Value | $194,957 |
| Average Home Value | $229,616 |
Housing Distribution
Address Breakdown
Residential
15,934
Single Family
12,375
Multi-Family
3,559
Businesses
1,693
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Listed by: Chris Peaks • Crye-Leike Of MS-OB
Mls Name: MLS United
Mls ID: #4123403
Disclaimer: Information is deemed to be reliable but not guaranteed. Copyright 2025 MLS United, LLC.








