4624 Pulaski AvePhiladelphiaPA19144
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowIf cash-on-cash performance is your primary filter, 4624 Pulaski Ave, Philadelphia, PA, 19144 in Philadelphia deserves attention. This $189,500 property earns $2,596/mo in rent, a 16.44% gross yield, and nets $1,354/mo after the $852/mo payment. DSCR 3.05 makes it one of the cleaner DSCR underwriting candidates Ziffy Mortgage sees in this market. Five-year appreciation of $52,355 compounds alongside $1,745/yr in yearly equity build, for a total cumulative return of $159,319.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 16.4% | 5.8% |
| Monthly Cash Flow | $1,354 | $850 |
City averages based on Philadelphia market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,596 |
| Total Monthly Debt Service | $1,166 |
| DSCR Ratio | 2.23x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1930
1,600 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 19144, Philadelphia, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 22,184 (100%) |
| Owner Occupied HU | 7,121 (32.1%) |
| Renter Occupied HU | 12,307 (55.5%) |
| Vacant Housing Units | 2,756 (12.4%) |
| Median Home Value | $281,385 |
| Average Home Value | $322,811 |
Housing Distribution
Address Breakdown
Residential
21,240
Single Family
12,901
Multi-Family
8,339
Businesses
1,099
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1930
1,600 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 19144, Philadelphia, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 22,184 (100%) |
| Owner Occupied HU | 7,121 (32.1%) |
| Renter Occupied HU | 12,307 (55.5%) |
| Vacant Housing Units | 2,756 (12.4%) |
| Median Home Value | $281,385 |
| Average Home Value | $322,811 |
Housing Distribution
Address Breakdown
Residential
21,240
Single Family
12,901
Multi-Family
8,339
Businesses
1,099
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices