4624 Flint AveSalidaCA95368
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid, durable, and financeable, 4624 Flint Ave, Salida, CA, 95368 in Salida earns a 9.95% gross yield at $388,900. Rent of $3,226/mo nets $820/mo after the $1,749/mo mortgage. The 1.84 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $107,446 and $3,582/yr in equity accumulation project a total cumulative return of $200,245.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10% | 5.2% |
| Monthly Cash Flow | $820 | $300 |
City averages based on Salida market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,226 |
| Total Monthly Debt Service | $2,251 |
| DSCR Ratio | 1.43x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1966
4,800 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95368, Salida, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,020 (100%) |
| Owner Occupied HU | 3,065 (76.2%) |
| Renter Occupied HU | 896 (22.3%) |
| Vacant Housing Units | 59 ( 1.5%) |
| Median Home Value | $462,962 |
| Average Home Value | $544,340 |
Housing Distribution
Address Breakdown
Residential
4,044
Single Family
4,044
Multi-Family
0
Businesses
306
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1966
4,800 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95368, Salida, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,020 (100%) |
| Owner Occupied HU | 3,065 (76.2%) |
| Renter Occupied HU | 896 (22.3%) |
| Vacant Housing Units | 59 ( 1.5%) |
| Median Home Value | $462,962 |
| Average Home Value | $544,340 |
Housing Distribution
Address Breakdown
Residential
4,044
Single Family
4,044
Multi-Family
0
Businesses
306
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: John Altstatt • Homelink Real Estate
Mls Name: MetroList Services of CA
Mls ID: #225098292