4623 County Rd EOrlandCA95963
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayAt a 1.91% gross rental yield, 4623 County Rd E, Orland, CA, 95963 in Orland is priced for capital growth, not immediate cash flow. The $1,690,000 purchase reflects market confidence in future value: at 5%/yr, the property is forecast to gain $466,916 by year five, with $15,565/yr in additional equity from loan paydown. Ziffy Mortgage's DSCR mortgage (0.35) qualifies for non-U.S. residents without personal income documents. Total five-year projected cumulative return: $140,928.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 1.9% | 6.0% |
| Monthly Cash Flow | $(7,769) | $1,000 |
City averages based on Orland market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,686 |
| Total Monthly Debt Service | $9,782 |
| DSCR Ratio | 0.27x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1990
63 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95963, Orland, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,336 (100%) |
| Owner Occupied HU | 3,864 (61.0%) |
| Renter Occupied HU | 2,104 (33.2%) |
| Vacant Housing Units | 368 ( 5.8%) |
| Median Home Value | $410,399 |
| Average Home Value | $507,132 |
Housing Distribution
Address Breakdown
Residential
5,973
Single Family
5,639
Multi-Family
334
Businesses
472
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1990
63 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95963, Orland, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,336 (100%) |
| Owner Occupied HU | 3,864 (61.0%) |
| Renter Occupied HU | 2,104 (33.2%) |
| Vacant Housing Units | 368 ( 5.8%) |
| Median Home Value | $410,399 |
| Average Home Value | $507,132 |
Housing Distribution
Address Breakdown
Residential
5,973
Single Family
5,639
Multi-Family
334
Businesses
472
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices