4620 W Sweitzer RdWinterWI54896
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow4620 W Sweitzer Rd, Winter, WI, 54896 in Winter earns its strong cash-flow label: 12.24% yield, $1,480/mo rent, $506/mo net income, DSCR 2.27. The $145,000 acquisition cost produces immediate returns that put this property in the top tier for U.S. income assets accessible via Ziffy Mortgage's rental-income underwriting. Long-term, 5% annual appreciation adds $40,061 by year five. Combined with $1,335/yr in principal paydown, total projected return reaches $87,946.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 12.2% | 6.2% |
| Monthly Cash Flow | $506 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,480 |
| Total Monthly Debt Service | $915 |
| DSCR Ratio | 1.62x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1970
1.47 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 54896, Winter, WI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,344 (100%) |
| Owner Occupied HU | 743 (31.7%) |
| Renter Occupied HU | 160 ( 6.8%) |
| Vacant Housing Units | 1,441 (61.5%) |
| Median Home Value | $225,588 |
| Average Home Value | $256,538 |
Housing Distribution
Address Breakdown
Residential
882
Single Family
868
Multi-Family
14
Businesses
71
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1970
1.47 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 54896, Winter, WI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,344 (100%) |
| Owner Occupied HU | 743 (31.7%) |
| Renter Occupied HU | 160 ( 6.8%) |
| Vacant Housing Units | 1,441 (61.5%) |
| Median Home Value | $225,588 |
| Average Home Value | $256,538 |
Housing Distribution
Address Breakdown
Residential
882
Single Family
868
Multi-Family
14
Businesses
71
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: LAVONNE DEININGER • Keller Williams Realty Signature
Mls Name: NorthWest Illinois Alliance of REALTORS
Mls Provider:
Mls ID: #202503807
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.