4620 Commerce Woods DrCommerce TownshipMI48382
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 4620 Commerce Woods Dr, Commerce Township, MI, 48382 in Commerce Township speaks for itself: 11.93% gross on a $479,000 price, generating $4,764/mo in rent and $1,585/mo in net income after the $2,154/mo debt service. DSCR 2.21, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $19,023 stacks alongside $132,339 in projected five-year appreciation and $4,412/yr in principal reduction. Projected total cumulative return: $284,575.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.9% | 6.0% |
| Monthly Cash Flow | $1,585 | $850 |
City averages based on Commerce Township market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,764 |
| Total Monthly Debt Service | $2,988 |
| DSCR Ratio | 1.59x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1996
0.28 Acres lot
$N/A/sqft
$240 annually HOA
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1996
0.28 Acres lot
$N/A/sqft
$240 annually HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices