4618-24 Voltaire StSan DiegoCA92107
INVESTMENT ANALYSIS
Investment Verdict
Appreciation Play4618-24 Voltaire St, San Diego, CA, 92107 in San Diego is priced for appreciation, not yield. Rental yield 3.87%. At $1,850,000 with a 3.87% gross yield, the monthly income is modest, but 5% annual price growth is projected to add $511,121 in value over five years, making equity the primary return driver. Ziffy Mortgage's DSCR mortgage (0.72) can still finance this property for non-U.S. residents; a 30–35% down payment typically produces the cleanest underwriting for appreciation-focused assets. Total projected cumulative return: $348,676.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 3.9% | 4.8% |
| Monthly Cash Flow | $(5,483) | $1,850 |
City averages based on San Diego market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,962 |
| Total Monthly Debt Service | $10,708 |
| DSCR Ratio | 0.56x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 1941
5,743 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92107, San Diego, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,241 (100%) |
| Owner Occupied HU | 4,807 (33.8%) |
| Renter Occupied HU | 8,280 (58.1%) |
| Vacant Housing Units | 1,154 ( 8.1%) |
| Median Home Value | $1,340,969 |
| Average Home Value | $1,387,522 |
Housing Distribution
Address Breakdown
Residential
13,666
Single Family
9,524
Multi-Family
4,142
Businesses
530
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 1941
5,743 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92107, San Diego, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,241 (100%) |
| Owner Occupied HU | 4,807 (33.8%) |
| Renter Occupied HU | 8,280 (58.1%) |
| Vacant Housing Units | 1,154 ( 8.1%) |
| Median Home Value | $1,340,969 |
| Average Home Value | $1,387,522 |
Housing Distribution
Address Breakdown
Residential
13,666
Single Family
9,524
Multi-Family
4,142
Businesses
530
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: SDMLS
Mls ID: #260006609