4611 W North B St APT 125TampaFL33609
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 4611 W North B St APT 125, Tampa, FL, 33609 in Tampa. Priced at $151,600, it generates $1,939/mo in gross rent and $593/mo in net monthly cash flow, a 15.35% yield that comfortably supports the 2.84 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $7,115. Five-year appreciation: $41,884. Equity from principal paydown: $1,396/yr. Total projected cumulative return: $97,397.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 15.4% | 3.0% |
| Monthly Cash Flow | $593 | $350 |
City averages based on Tampa market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,939 |
| Total Monthly Debt Service | $1,286 |
| DSCR Ratio | 1.51x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Apartment
Built in 1983
N/A lot
$N/A/sqft
$261 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 33609, Tampa, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,835 (100%) |
| Owner Occupied HU | 5,516 (56.1%) |
| Renter Occupied HU | 3,587 (36.5%) |
| Vacant Housing Units | 732 ( 7.4%) |
| Median Home Value | $636,457 |
| Average Home Value | $785,260 |
Housing Distribution
Address Breakdown
Residential
8,712
Single Family
6,085
Multi-Family
2,627
Businesses
1,410
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Apartment
Built in 1983
N/A lot
$N/A/sqft
$261 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 33609, Tampa, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,835 (100%) |
| Owner Occupied HU | 5,516 (56.1%) |
| Renter Occupied HU | 3,587 (36.5%) |
| Vacant Housing Units | 732 ( 7.4%) |
| Median Home Value | $636,457 |
| Average Home Value | $785,260 |
Housing Distribution
Address Breakdown
Residential
8,712
Single Family
6,085
Multi-Family
2,627
Businesses
1,410
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices