4611 Saint Clair AvePuebloCO81005
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThis Pueblo rental at 4611 Saint Clair Ave, Pueblo, CO, 81005 sits in the solid-income band: 9.35% gross yield, $1,403/mo rent, $354/mo net after the $809/mo debt service, DSCR 1.73. Entry price of $180,000 is well-calibrated for the income it produces. Ziffy Mortgage finances this type of asset on rental income alone, no tax returns, no U.S. credit profile. Projected five-year appreciation of $49,731 and $1,658/yr in principal reduction bring total cumulative return to $90,775.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.4% | 12.0% |
| Monthly Cash Flow | $354 | $2,100 |
City averages based on Pueblo market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,403 |
| Total Monthly Debt Service | $977 |
| DSCR Ratio | 1.44x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1932
0.50 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 81005, Pueblo, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,538 (100%) |
| Owner Occupied HU | 9,742 (72.0%) |
| Renter Occupied HU | 3,305 (24.4%) |
| Vacant Housing Units | 491 ( 3.6%) |
| Median Home Value | $333,896 |
| Average Home Value | $367,357 |
Housing Distribution
Address Breakdown
Residential
13,322
Single Family
12,802
Multi-Family
520
Businesses
602
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1932
0.50 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 81005, Pueblo, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,538 (100%) |
| Owner Occupied HU | 9,742 (72.0%) |
| Renter Occupied HU | 3,305 (24.4%) |
| Vacant Housing Units | 491 ( 3.6%) |
| Median Home Value | $333,896 |
| Average Home Value | $367,357 |
Housing Distribution
Address Breakdown
Residential
13,322
Single Family
12,802
Multi-Family
520
Businesses
602
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices