461 Fairplay Hill RdMusellaGA31066
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowFew Musella rentals match the income profile of 461 Fairplay Hill Rd, Musella, GA, 31066. Listed at $509,900, gross rent is $4,567/mo and net cash flow is $1,464/mo, a 10.75% yield well above national averages. DSCR 1.99 means Ziffy Mortgage can approve your loan on the property's income alone, bypassing personal income verification. The 5% annual appreciation trend adds $140,876 by year five with $4,696/yr in annual principal reduction, projecting $287,330 in total cumulative return.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.8% | 6.0% |
| Monthly Cash Flow | $1,464 | $150 |
City averages based on Musella market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,567 |
| Total Monthly Debt Service | $2,900 |
| DSCR Ratio | 1.57x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1988
15 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31066, Musella, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 557 (100%) |
| Owner Occupied HU | 399 (71.6%) |
| Renter Occupied HU | 111 (19.9%) |
| Vacant Housing Units | 47 ( 8.4%) |
| Median Home Value | $279,167 |
| Average Home Value | $303,521 |
Housing Distribution
Address Breakdown
Residential
434
Single Family
434
Multi-Family
0
Businesses
12
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1988
15 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31066, Musella, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 557 (100%) |
| Owner Occupied HU | 399 (71.6%) |
| Renter Occupied HU | 111 (19.9%) |
| Vacant Housing Units | 47 ( 8.4%) |
| Median Home Value | $279,167 |
| Average Home Value | $303,521 |
Housing Distribution
Address Breakdown
Residential
434
Single Family
434
Multi-Family
0
Businesses
12
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices