461 Acorn DrBoulder CreekCA95006
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 461 Acorn Dr, Boulder Creek, CA, 95006 in Boulder Creek speaks for itself: 11.24% gross on a $865,000 price, generating $8,101/mo in rent and $2,550/mo in net income after the $3,890/mo debt service. DSCR 2.08, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $30,602 stacks alongside $238,984 in projected five-year appreciation and $7,967/yr in principal reduction. Projected total cumulative return: $492,927.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.2% | 6.5% |
| Monthly Cash Flow | $2,550 | $1,500 |
City averages based on Boulder Creek market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $8,101 |
| Total Monthly Debt Service | $5,207 |
| DSCR Ratio | 1.56x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1936
0.29 Acres lot
$N/A/sqft
$200 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95006, Boulder Creek, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,541 (100%) |
| Owner Occupied HU | 3,006 (66.2%) |
| Renter Occupied HU | 1,059 (23.3%) |
| Vacant Housing Units | 476 (10.5%) |
| Median Home Value | $854,828 |
| Average Home Value | $977,453 |
Housing Distribution
Address Breakdown
Residential
3,673
Single Family
3,649
Multi-Family
24
Businesses
250
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1936
0.29 Acres lot
$N/A/sqft
$200 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95006, Boulder Creek, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,541 (100%) |
| Owner Occupied HU | 3,006 (66.2%) |
| Renter Occupied HU | 1,059 (23.3%) |
| Vacant Housing Units | 476 (10.5%) |
| Median Home Value | $854,828 |
| Average Home Value | $977,453 |
Housing Distribution
Address Breakdown
Residential
3,673
Single Family
3,649
Multi-Family
24
Businesses
250
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices