4605 N 13th StPhiladelphiaPA19140
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe income profile at 4605 N 13th St, Philadelphia, PA, 19140 in Philadelphia is straightforward: $264,900 in, $1,990/mo in rent, $254/mo out after debt service. The 9.01% gross yield and 1.67 DSCR make this exactly the kind of asset Ziffy Mortgage finances for non-U.S. residents without income documentation. Appreciation at 5%/yr adds $73,187 by year five. With $2,440/yr in principal equity, the total cumulative return is projected at $117,250.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9% | 5.8% |
| Monthly Cash Flow | $254 | $850 |
City averages based on Philadelphia market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,990 |
| Total Monthly Debt Service | $1,630 |
| DSCR Ratio | 1.22x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1935
1,289 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 19140, Philadelphia, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 22,416 (100%) |
| Owner Occupied HU | 8,647 (38.6%) |
| Renter Occupied HU | 10,488 (46.8%) |
| Vacant Housing Units | 3,281 (14.6%) |
| Median Home Value | $98,038 |
| Average Home Value | $185,799 |
Housing Distribution
Address Breakdown
Residential
19,872
Single Family
18,671
Multi-Family
1,201
Businesses
1,473
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1935
1,289 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 19140, Philadelphia, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 22,416 (100%) |
| Owner Occupied HU | 8,647 (38.6%) |
| Renter Occupied HU | 10,488 (46.8%) |
| Vacant Housing Units | 3,281 (14.6%) |
| Median Home Value | $98,038 |
| Average Home Value | $185,799 |
Housing Distribution
Address Breakdown
Residential
19,872
Single Family
18,671
Multi-Family
1,201
Businesses
1,473
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Edward G Rogers • Honest Real Estate
Mls Name: Bright MLS
Mls ID: #PAPH2540374