4603 S 3000 WRoyUT84067
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThe cash-flow margin at 4603 S 3000 W, Roy, UT, 84067 in Roy is narrow, $109/mo net on $2,802/mo rent after the $2,066/mo debt service, but the property operates at break-even-plus, not a loss. At $459,400 with a 7.32% yield, the long-run equity case via 5% appreciation ($126,924 over five years) and $4,231/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.36 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $180,567.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.3% | 5.8% |
| Monthly Cash Flow | $109 | $420 |
City averages based on Roy market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,802 |
| Total Monthly Debt Service | $2,510 |
| DSCR Ratio | 1.12x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2001
9,147 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 84067, Roy, UT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,204 (100%) |
| Owner Occupied HU | 10,772 (75.8%) |
| Renter Occupied HU | 2,918 (20.5%) |
| Vacant Housing Units | 514 ( 3.6%) |
| Median Home Value | $424,409 |
| Average Home Value | $461,752 |
Housing Distribution
Address Breakdown
Residential
13,207
Single Family
12,558
Multi-Family
649
Businesses
596
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2001
9,147 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 84067, Roy, UT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,204 (100%) |
| Owner Occupied HU | 10,772 (75.8%) |
| Renter Occupied HU | 2,918 (20.5%) |
| Vacant Housing Units | 514 ( 3.6%) |
| Median Home Value | $424,409 |
| Average Home Value | $461,752 |
Housing Distribution
Address Breakdown
Residential
13,207
Single Family
12,558
Multi-Family
649
Businesses
596
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices