4600 Turtle RdTurnerMI48765
INVESTMENT ANALYSIS
Investment Verdict
Appreciation Play4600 Turtle Rd, Turner, MI, 48765 in Turner is priced for appreciation, not yield. Rental yield 3.77%. At $689,000 with a 3.77% gross yield, the monthly income is modest, but 5% annual price growth is projected to add $190,358 in value over five years, making equity the primary return driver. Ziffy Mortgage's DSCR mortgage (0.70) can still finance this property for non-U.S. residents; a 30–35% down payment typically produces the cleanest underwriting for appreciation-focused assets. Total projected cumulative return: $109,562.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 3.8% | 7.0% |
| Monthly Cash Flow | $(2,376) | $650 |
City averages based on Turner market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,167 |
| Total Monthly Debt Service | $4,269 |
| DSCR Ratio | 0.51x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2016
160 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 48765, Turner, MI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 435 (100%) |
| Owner Occupied HU | 265 (60.9%) |
| Renter Occupied HU | 31 ( 7.1%) |
| Vacant Housing Units | 139 (32.0%) |
| Median Home Value | $166,016 |
| Average Home Value | $224,792 |
Housing Distribution
Address Breakdown
Residential
358
Single Family
358
Multi-Family
0
Businesses
3
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2016
160 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 48765, Turner, MI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 435 (100%) |
| Owner Occupied HU | 265 (60.9%) |
| Renter Occupied HU | 31 ( 7.1%) |
| Vacant Housing Units | 139 (32.0%) |
| Median Home Value | $166,016 |
| Average Home Value | $224,792 |
Housing Distribution
Address Breakdown
Residential
358
Single Family
358
Multi-Family
0
Businesses
3
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices