460 Old Town Road #25 APt Jefferson StationNY11776
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSteady, low-maintenance, and fundable: 460 Old Town Road #25 A, Pt Jefferson Station, NY, 11776 in Pt Jefferson Station at $239,000. Rental yield 8.01%. The 8.01% yield and 1.48 DSCR put this right in the range Ziffy Mortgage approves for non-U.S. investors without W-2s or domestic credit. Appreciation at 5%/yr is projected to add $66,031 by year five, and $2,201/yr in principal reduction steadily grows the investor's stake. Total projected cumulative return: $91,057.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8% | 6.2% |
| Monthly Cash Flow | $(1,226) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,595 |
| Total Monthly Debt Service | $1,501 |
| DSCR Ratio | 1.06x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1975
26.62 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 11776, Port Jefferson Station, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,930 (100%) |
| Owner Occupied HU | 6,454 (72.3%) |
| Renter Occupied HU | 2,043 (22.9%) |
| Vacant Housing Units | 433 ( 4.8%) |
| Median Home Value | $562,835 |
| Average Home Value | $593,941 |
Housing Distribution
Address Breakdown
Residential
8,508
Single Family
8,289
Multi-Family
219
Businesses
728
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1975
26.62 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 11776, Port Jefferson Station, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,930 (100%) |
| Owner Occupied HU | 6,454 (72.3%) |
| Renter Occupied HU | 2,043 (22.9%) |
| Vacant Housing Units | 433 ( 4.8%) |
| Median Home Value | $562,835 |
| Average Home Value | $593,941 |
Housing Distribution
Address Breakdown
Residential
8,508
Single Family
8,289
Multi-Family
219
Businesses
728
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: OneKey MLS as distributed by MLS GRID
Mls ID: #969946