46 Evergreen Cir, Ludlow, MA, 01056 | $217/mo Cash Flow

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Price: $300K - 500K

Monthly Cash Flow: 1 - 3k+

Home Type: Single Family

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46 Evergreen Cir, Ludlow, MA, 01056 | $217/mo Cash Flow | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Ludlow at 46 Evergreen Cir, Ludlow, MA, 01056 uses $92,820 cash to close to unlock $2,600/yr annual cash flow and $217/mo monthly cash flow. Total monthly income runs $1,981/mo, and a $1,370/mo payment keeps the spread at $217/mo. Purchase price stands at $280,000, and rental yield measures 8.49% with $1,981/mo rent. Return on cash invested shows 22.71% in year one, and 5% annual appreciation builds toward $77,359 over five years. Five-year ROI reaches 118.01% and total cumulative return in cash records $109,533. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $1,981/mo property income covering a $1,370/mo payment rather than investor’s personal income.

Single Family

Built in 1959

9,975 sqft lot

$N/A/sqft

No HOA

More details about the property

Charming and maintained Cape in desirable Ludlow neighborhood! This 4-bedroom, 1-bath home features an attached 2 car garage and sits on a spacious corner lot. Relax in the enclosed breezeway on warm summer evenings, or enjoy the comfort of central air in the living room. Hardwood floors run through the living room and first-floor bedrooms. The home has city water, a passed Title 5, and a private backyard. All appliances including upright freezer located in the basement will be left for buyer's enjoyment. Conveniently located near Ludlow center with quick access to highways, including the Mass Pike.

Neighborhood Data

Neighborhood data shown for ZIP Code: 01056, Ludlow, MA area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	8,781 (100%)
Owner Occupied HU	6,496 (74.0%)
Renter Occupied HU	1,944 (22.1%)
Vacant Housing Units	341 ( 3.9%)
Median Home Value	$350,569
Average Home Value	$370,739