46 Black Bear DrGypsumCO81637
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingCapital preservation and steady income define 46 Black Bear Dr, Gypsum, CO, 81637 in Gypsum. Rental yield 6.83%. The 1.27 coverage passes Ziffy Mortgage's DSCR threshold for non-U.S. residents. Five-year appreciation of $255,560 and $8,519/yr in principal reduction project total return of $341,414.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.8% | 7.5% |
| Monthly Cash Flow | $(123) | $1,500 |
City averages based on Gypsum market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,268 |
| Total Monthly Debt Service | $5,023 |
| DSCR Ratio | 1.05x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 2016
2,178 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 81637, Gypsum, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,466 (100%) |
| Owner Occupied HU | 2,355 (67.9%) |
| Renter Occupied HU | 950 (27.4%) |
| Vacant Housing Units | 161 ( 4.6%) |
| Median Home Value | $733,349 |
| Average Home Value | $822,649 |
Housing Distribution
Address Breakdown
Residential
558
Single Family
470
Multi-Family
88
Businesses
210
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 2016
2,178 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 81637, Gypsum, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,466 (100%) |
| Owner Occupied HU | 2,355 (67.9%) |
| Renter Occupied HU | 950 (27.4%) |
| Vacant Housing Units | 161 ( 4.6%) |
| Median Home Value | $733,349 |
| Average Home Value | $822,649 |
Housing Distribution
Address Breakdown
Residential
558
Single Family
470
Multi-Family
88
Businesses
210
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices