46-425 Kahuhipa St APT AKaneoheHI96744
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderInvestors approaching the U.S. market with capital-preservation in mind will find 46-425 Kahuhipa St APT A, Kaneohe, HI, 96744 in Kaneohe aligned with their strategy. Rental yield 7.2%. DSCR 1.33 and 7.2% yield provide a sound foundation. Ziffy Mortgage's DSCR program enables non-U.S. residents to acquire without domestic credit. Over five years, 5% appreciation and $7,248/yr in paydown build toward a projected cumulative return of $262,702.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.2% | 3.8% |
| Monthly Cash Flow | $(585) | $2,100 |
City averages based on Kaneohe market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,723 |
| Total Monthly Debt Service | $4,995 |
| DSCR Ratio | 0.95x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1972
1,089 sqft lot
$N/A/sqft
$800 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96744, Kaneohe, HI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 19,675 (100%) |
| Owner Occupied HU | 13,403 (68.1%) |
| Renter Occupied HU | 5,119 (26.0%) |
| Vacant Housing Units | 1,153 ( 5.9%) |
| Median Home Value | $1,201,508 |
| Average Home Value | $1,251,566 |
Housing Distribution
Address Breakdown
Residential
17,024
Single Family
14,215
Multi-Family
2,809
Businesses
1,331
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1972
1,089 sqft lot
$N/A/sqft
$800 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96744, Kaneohe, HI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 19,675 (100%) |
| Owner Occupied HU | 13,403 (68.1%) |
| Renter Occupied HU | 5,119 (26.0%) |
| Vacant Housing Units | 1,153 ( 5.9%) |
| Median Home Value | $1,201,508 |
| Average Home Value | $1,251,566 |
Housing Distribution
Address Breakdown
Residential
17,024
Single Family
14,215
Multi-Family
2,809
Businesses
1,331
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Alesia D Barnes • Compass
Mls Name: HiCentral MLS
Mls Provider:
Mls ID: #202516743
Disclaimer: Based on information from the Multiple Listing Service of HiCentral MLS, Ltd. listings last updated on 2025-10-27 21:04:54 PDT. Information is deemed reliable but not guaranteed. Copyright 2025 HiCentral MLS, Ltd