46-100 W Center StAckermanMS39735
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayYield and appreciation often trade off, and at 46-100 W Center St, Ackerman, MS, 39735 in Ackerman the bet is firmly on appreciation. Rental yield 1.64%. The 1.64% gross yield on a $875,000 price is below income-first thresholds, but 5%/yr value growth projects $241,746 in equity by year five. Ziffy Mortgage's non-U.S. DSCR mortgage (0.30) finances the acquisition on rental income alone. A larger down payment (30–35%) reduces monthly debt service and tightens the spread. Total projected cumulative return: $64,055.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 1.6% | 6.2% |
| Monthly Cash Flow | $(4,157) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,198 |
| Total Monthly Debt Service | $5,006 |
| DSCR Ratio | 0.24x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in N/A
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 39735, Ackerman, MS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,002 (100%) |
| Owner Occupied HU | 1,295 (64.7%) |
| Renter Occupied HU | 403 (20.1%) |
| Vacant Housing Units | 304 (15.2%) |
| Median Home Value | $159,309 |
| Average Home Value | $226,280 |
Housing Distribution
Address Breakdown
Residential
1,489
Single Family
1,465
Multi-Family
24
Businesses
164
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in N/A
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 39735, Ackerman, MS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,002 (100%) |
| Owner Occupied HU | 1,295 (64.7%) |
| Renter Occupied HU | 403 (20.1%) |
| Vacant Housing Units | 304 (15.2%) |
| Median Home Value | $159,309 |
| Average Home Value | $226,280 |
Housing Distribution
Address Breakdown
Residential
1,489
Single Family
1,465
Multi-Family
24
Businesses
164
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: VANESSA DALLAS • DALLAS & ASSOCIATES, INC.
Mls Name: Greater Golden Triangle Realtors
Mls ID: #25-2373