45975 Sandia Creek DrTemeculaCA92590
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThe income profile at 45975 Sandia Creek Dr, Temecula, CA, 92590 in Temecula is straightforward: $1,749,000 in, $11,554/mo in rent, $730/mo out after debt service. The 7.93% gross yield and 1.47 DSCR make this exactly the kind of asset Ziffy Mortgage finances for non-U.S. residents without income documentation. Appreciation at 5%/yr adds $483,216 by year five. With $16,108/yr in principal equity, the total cumulative return is projected at $710,130.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.9% | 6.0% |
| Monthly Cash Flow | $730 | $300 |
City averages based on Temecula market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $11,554 |
| Total Monthly Debt Service | $10,128 |
| DSCR Ratio | 1.14x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1999
6.52 Acres lot
$N/A/sqft
$49 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92590, Temecula, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,197 (100%) |
| Owner Occupied HU | 717 (32.6%) |
| Renter Occupied HU | 1,262 (57.4%) |
| Vacant Housing Units | 218 ( 9.9%) |
| Median Home Value | $1,168,660 |
| Average Home Value | $1,284,609 |
Housing Distribution
Address Breakdown
Residential
1,883
Single Family
1,769
Multi-Family
114
Businesses
2,141
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1999
6.52 Acres lot
$N/A/sqft
$49 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92590, Temecula, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,197 (100%) |
| Owner Occupied HU | 717 (32.6%) |
| Renter Occupied HU | 1,262 (57.4%) |
| Vacant Housing Units | 218 ( 9.9%) |
| Median Home Value | $1,168,660 |
| Average Home Value | $1,284,609 |
Housing Distribution
Address Breakdown
Residential
1,883
Single Family
1,769
Multi-Family
114
Businesses
2,141
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices